This is my cup of tea

My suggestion is to swap out the stock 6 which I would imagine is a 2F (Not a bad engine) and install a GM small block 350. Hands down you cannot find a better parts selection than for a 350 SB.
Pros:
Better fuel economy over a stock 2F. Ball park is about 3-5 MPG better over the 2F. Fuel system setups make a big difference as to how good of fuel economy you can expect from your sb.
Lighter in weight than a 2F
More horse power and torque
cheaper parts = cheaper rebuilds
Cons:
Additional cost for conversion in parts and labor (If you are having someone else do it)
Your stock FJ40 (If it is in fact completely stock) is no longer completely stock.
better yet go with a 4BT cummins:
Pros
-25 MPG
-Crazy long life engine life span
-Crazy torque and can produce a lot of horse power with just injector and turbo mods should you choose (Probably not with a teen driver). I saw a Camaro with a pumped up 600 Plus HP 4BT cummins!
-Slow if left stock (Great for teen)
-Higher re-sale value
Cons:
-More adapter parts needed than a 350 conversion
-Cost of the engine and rebuild is a little high. A good donor is around $2000 while the rebuild will cost you another $3000 - $3500
-Would be better to run a stronger trans like a NV4500 5 speed. The stock FJ40 4 speed is a little on the light side when setup with a torque monster cummins
-More fabrication work needed for engine / transmission setup