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LJ78 is no more.

wobbly

Well-Known Member
Joined
Nov 27, 2010
Messages
2,686
Garage
Its true - gutted beyond belief.

Parked car outside house, went inside, old lady in Ford Fiesta drives straight into the back of it without braking.

Unlikely to be repairable, rear offside is buckled.

Looks unpleasant, but the Fiesta....no way am I ever buying a small saloon car!

Will keep in touch!

Pete
 
:cry: Ah man, not nice at all, sorry to hear that!
 
really sorry to hear that mate. :thumbdown:

any pics? :?
 
Oh my giddy aunt, what a bummer, they ought to declare open season on old ladies in Fiestas :twisted:
 
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Very sorry to hear your bad news Pete.

From previous experiences with insurance companies my advice would be to try and keep hold of the vehicle (if you have space to do so), till you decide what to do with it. As when the dust settles you may decide to do something with the vehicle, or break it for parts to fix up a replacement. Once the insurance company take it away it can be very hard to get it back.

All the best.
 
Bad luck, Pete - hopefully you can find an adequate replacement soon! At least you're ok - I bet the old lady has an unpleasant laundry task ahead of her...
 
As the blame can be placed with the other driver, insist that they pay for repairs, threatening, if necessary, to sue the Fiesta driver.

If that doesn't work, insist on a pay-out equal to a valuation based on the vehicle being in A1 condition. You then need to agree a scrap value for the vehicle based on it being useless junk. You get high value less low value plus the motor. DON'T LET THEM GET THEIR HANDS ON THE MOTOR.

Roger
 
I feel your pain. Been there as we know. Can only echo other comments, make it VERY clear in writing that you wish to keep the vehicle. If you get another you can compromise on condition and rob the donor vehicle for best bits. As an open guideline, I paid £250 for the wreck of mine. Got to have been worth 4 to 5 times that in parts. Just a rear diff lock would be worth more than that.

Really sorry, it's terrible thing. We're all here to help in any way we can.

Chris
 
Cheers guys (n'gals)

Had a look over it on the driveway - sadly it doesnt look as bad as it actually is! Rear wing is buckled, bumper pushed back into it, light cluster bits gone, rear door is knacked at bottom hinge, its a bit banana shaped on that corner.

I agree about keeping it, the new turbo, suspension and tyres alone have set me back ££££'s, no way is it going to a scrapper.

Best start looking for a 3.0 then, one that needs a lift, and new tyres!

Just disappointed though, really liked the truck.

Stupid woman.
 
Got any pics so we can access the damage. It wont be worth going to the insurers as they will view the vehicle and might declare it to be unsafe (cat c, or b). Your best trying to get money off the woman to cover the repair. Once there is no chassis damage it should be fine..
 
The womans car is a write off as well, so it cant really avoid an insurance company dealing with it.

I suspect it will be beyond economical repair (but maybe not, fingers crossed) - not sure what the categories are, but it will be the one where its cost related, not safety.

Whatever the final outcome, I suspect I will be out of pocket somewhere along the line.

Pete
 
i would suggest you could bobtail it, but im yet to see an LJ70/LJ78 that looks any good after been bob tailed. :thumbdown:

never liked the look of this one.

P1000235.jpg


P1000236.jpg
 
Pete, judging by you description it'll probably fall into category C or D, both of these categories mean that it's not economical for the insurance company to repair it, but it's perfectly allowable for the car to be repaired and returned to the road.

This link gives a list of the categories: http://www.datachecks.co.uk/insurancelosscategories.htm

If you can store the vehicle on your drive 'free of charge' to the insurance company, then they should be happy with that. If it's stored some where at their cost then they'll look to shift it ASAP to keep the payout costs to a minimum. Once a vehicle has gone it can be difficult to get it back again.

You need to collate evidence to back up your value of the vehicle. If you see for sale ads for vehicles similar to yours, then print them off and keep them as evidence so that you can build up a file to show the current market value of the vehicle, and the what it's going to cost you to source a replacement.

If your vehicle was worked on by any specialists they may also be able to vouch for the vehicles pre accident condition, and be able to give you an official letter to that affect and an independent estimation of the vehicles value.

Also consider trying to get your out of pocket expenses covered in the pay out. For example, now that there will be a claim on your insurance history, the insurance companies will increase your premium next time, as they'll say your an increased risk. Even though it's none fault, and regardless of protected NCB. Ask them, because that's what I've been told by a few of them now. So I'd be looking to see if the other persons insurance would pay out for these incurred costs, which are directly caused by their client.

Sorry if any of this is teaching you to suck eggs.
 
Sorry to hear this Pete - hope you can salvage something from the debris without being too far out of pocket...
 
Sorry to hear about the accident. I agree with Roger and Gav. Whatever you do fight for the wreck and dont let them take it away until its sorted.

My mate recently put his Renault Clio V6 into a bus, no joke he was actually looking at a girl in a mini skirt when it happened.

After they worked out and agreed a value, and only then he asked about the wreckage and they sold it to him for £350. He sold it on ebay for £3000
 
Have taken some photos.

As mentioned before, at first it doesnt look too bad, but when I look along the bodyline from back to front, its clear that the back quarter has pushed forwards and inwards at the filler cap area - the rear offside door line is now narrower at the bottom than at the top, fits with the back of the car being pushed downwards.

DSCF4166.jpg


The rear bumper has had it - the right hand chrome section is shot, as is the black section of beam it sits on, but the actual crossmember behind that looks untouched, there is no obvious damage to the chassis, the damage doesnt reach the offside rear wheel so the axle should be fine.

DSCF4165.jpg


The truck was in Park mode on the autobox - it was moved forward a little by the impact - cant feel any difference in the box at the moment, but need to make the assessor aware of my concern.

The right hand rear door is out of shape at the bottom, but the lower hinge still looks ok - cant open the door though cos of the bumper. The left hand rear door seems ok.

The corner section that the light cluster sits in is pretty mangled, although the cill underneath, which is normally hidden behind the plast bumper, looks ok.

DSCF4168.jpg


In mechanical terms, I could fit a new rear bumper setup, and fix in a rear light cluster and fog light, and it would be roadworthy again. When I bought the car a year or so ago it was described as being in 'timewarp condition', and bodywise indeed it was, so the real blow is that I had a truck that looked great for its age, and now I dont.

Best option for me now is that it is beyond economic repair, they give me a decent price and I keep the truck - can get it back on the road for this winter and just have to accept its not in the same condition.

Oh yes, the bad news.......courtesy car is a Defender :evil:

Heres what hit me:

DSCF4157.jpg


Pete
 
Pete, I reckon your damage is repairable but whether you ever get the panel gaps perfect again or not, who knows - it's unlikely to be as good as new sadly!

On the autobox issue, I would think that your tyres would have skidded a bit. The locking pawl in the 'box would either have sheared or not. I guess you could test it by putting it in P on a steep slope and seeing if it holds. I don't know what would be involved repairing or replacing the pawl but the rest of the box should be fine!

Her car looks properly fubar though! Can you not deal directly with her insurance company and see if they will give you a fair settlement and leave your insurers out of it, unless you can't get a decent pay-out?

Cheers,
 
Hi Andrew

Spoke to my insurance company today - if I deal direct with the other side then there is no claim on my insurance, and no impact on my ncb, so thats what I am doing - they've been ok so far, a courtesy tractor tomorrow, assessor Friday, but I guess its all about the £££'s now.

Need to check the floorpan for ripples, but am going to wait until their assessor is here on Friday.

I'm definitely putting it back on the road, may even be more inclined to do a little off-roading as the bodywork is no longer straight!

Pete
 
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